Insights

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Below you will find the latest articles covering a wide range of issues and topics relevant to financial advisers. Articles are written by contributors from Embark’s businesses as well as other partners and providers and are not promotional or sponsored.

These articles are intended for regulated financial advisers and intermediaries only.

You can keep up-to-date by joining our mailing list to receive our monthly newsletter, Embark Adviser. To sign up, fill out our simple registration form below.

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Investor Confidence Barometer

Exclusive to Embark: Our biannual survey of investor confidence, and the only place advisers can compare the views of peers, advised investors and unadvised investors.

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Check out our four Consumer Duty guides which unpack how to evidence you are delivering good outcomes for your clients across the FCA’s four Consumer Duty outcomes.

The Insider guide to drawdown

Approaches to drawdown are many, reflecting a wealth of possible strategies and a range of client needs. Here, we interview five adviser firms to get their insights on how they approach drawdown.

2023 will see assets revert to longer term trends

By John Husselbee, Liontrust

Embark Adviser newsletter

Many investors will likely wish to forget 2022. They will mostly remember it for Russia’s invasion of Ukraine sending shockwaves around the world’s financial markets and the sharply rising interest rates that created major headwinds for equities and especially bonds. Will 2023 offer more of the same?

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Bull & Bear Markets since 1970

By Embark Investments

Embark Adviser newsletter

Since making new highs at the start of the year, global stock markets, including the S&P500 Index, have fallen over 20% this year, fulfilling the technical definition of a bear market.

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Cash investing friend or foe?

By Embark Investments

Embark Adviser newsletter

Deciding whether to hold cash or invest in the stock market can be a difficult choice that is typically driven by a risk averse attitude and a more limited capacity for loss. However, any decision to invest in cash can come with serious consequences for long-term growth potential.

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Four lenses for looking through market volatility

By Nick Armet, Embark Group

Embark Adviser newsletter

Stock markets have performed poorly so far in 2022, particularly US stock markets like the S&P500 and the Nasdaq Composite which delivered double-digit percentage declines to the end of the June.

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