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Self-invested personal pensions, made simple.
We simplify the complexity of pension investing. Our online application process will get your clients investing sooner – at a much lower cost.
The Option Self-Invested Personal Pension (SIPP)
An accessible, easy to understand and cost effective personal pension. Saving for retirement is personal. We’ve designed the Option SIPP to give clients the ultimate flexibility when managing their retirement savings.
COST EFFECTIVE
No hidden charges or time costed fees. Our calculator will allow you to see the upfront charges, along with the fees in subsequent years.
DIGITAL
An Option SIPP can be set-up online, within just 10 minutes. All anti-money laundering checks are undertaken by our partners, GB Group.
FLEXIBLE
The Option SIPP can be designed to suit a client’s individual circumstances, with the freedom to adapt to their changing needs or objectives.
SECURE
We are part of the Embark Group, a privately owned and independent entity, and have achieved an AKG Financial Strength Rating of B (Strong).
CALCULATE FEES
The Option SIPP offers great value for money, with no hidden fees or charges. Our fee calculator shows what the client will pay.
Calculate feesINVESTMENT OPTIONS
A wide range of investments can be held in the Option SIPP. You can use a platform, stockbroker or discretionary manager.
View investmentsGET STARTED
Learn how to register to work with us, the process for signing-up clients and using our Adviser Portal. There’s also a helpful Q&A.
Get startedFee comparison
It’s all well and good to say your services are cost effective, we prove it.
Calculations are based on transferring £250,000 from one existing pension scheme and investing with a discretionary fund manager (DFM). The fees used in this example are exclusive of VAT.
Option SIPP
£ 240 initial + ongoing
- £0 (initial fee)
- £50 (cash transfer in)
- £190† (ongoing fee)
† Charged annually, in advance
AJ Bell
£ 380 initial + ongoing
- £120 (initial fee)
- £60 (cash transfer in)
- £200†† (ongoing fee)
†† £50 per quarter for fund values over £50k
Curtis Banks
£ 310 initial + ongoing
- £0 (initial fee)
- £50 (cash transfer in)
- £260† (ongoing fee)
† Charged annually, in advance
Fees can be a murky area. Our fee calculator gives absolute clarity on the fees that apply for the Option SIPP.
£33bn↑
Assets under admin
100%
Independent
360,000↑
Individual clients
9
Locations nationwide
*Figures are pro-forma and include the recent acquisitions of Alliance Trust Savings and Zurich businesses. All figures as at 1 March 2020.