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Insights

Intergenerational wealth transfer – Opportunity or challenge?

By Gillian Hepburn, Head of UK Intermediary Solutions, Schroders

Embark Adviser newsletter

Research shows that over the next decade £1 trillion of assets will flow to future generations - a significant business opportunity. However not many advisers are facilitating family conversations to help manage this transfer.

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Advisers: divorce should bring you closer

By David Downie, Group Chief Actuary, Embark Group

Embark Adviser newsletter

With c.40% of marriages ending in divorce currently, the likelihood is that this will affect some of your clients, meaning the adviser role is critical... but how?

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The DB SSAS: Who bares wins?

By Alan Godbeer, Regional Sales Director, Rowanmoor

Embark Adviser newsletter

Increasing numbers of business owners would prefer to pay company contributions for their key Directors but are frustrated by restrictions. Options such as Defined Benefit SSAS (DB SSAS) provide the means to offer a more valuable future pension for limited company business owners – a powerful way to convert company wealth to pension wealth.

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Investigating Behavioural Insights and Investment Personality: Episode 2 of EmbarkPod

By Ross Fisher, Embark Group

Embark Adviser newsletter

This month, Greg Davies from Oxford Risk and Be-IQ’s Neil Bage discuss behavioural insights, investment personalities and the tech that goes behind helping people make informed decisions in the second episode of EmbarkPod.

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Living longer: Can we afford it?

By Steven Hay, co-manager of funds, Baillie Gifford

Embark Adviser newsletter

What are the chances of living to 105? For a child born in the west today, it’s over 50 per cent, according to the authors of The 100-Year Life: Living and Working in an Age of Longevity... But can we afford it?

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It’s national "something" day

By Alistair Wilson, Head of Platform Strategy, Embark Platform

Embark Adviser newsletter

It’s never just a Monday, a mere Tuesday or plain old Wednesday; it’s bound to be a national ‘something’ day too. Recently it was Pensions Awareness Day, which came with confirmation that the minimum pension age will be shifted from 55 to 57 from 2028.

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