Cookie Settings

Insights

Retirement income doesn’t have to be as bleak as the outlook for yield

By John Stopford, Head of Multi-Asset Income, Ninety One

Embark Adviser newsletter

Faced with plentiful headlines about underfunded pensions or potential changes to the tax system for pension pots, retirees can be understandably confused when all they want is a steady, resilient income stream to fund a comfortable later stage of life.

Read more

‘Financial Lives 2020’ – does it have messages for savings and investment?

By Gillian Hepburn, Head of UK Intermediary Solutions, Schroders

Embark Adviser newsletter

The FCA’s latest ‘Financial Lives’ survey report offers a deep insight into the ‘state of the nation’ and what we could do as an industry to move the dial.

Read more

New evidence of the value of advice

By Scott Sinclair, Embark Group

Embark Adviser newsletter

What does investor behaviour during the pandemic tell us about the value of advice? Are advisers’ views on virtual meetings shared by clients? Why should ad-hoc advice be a menu option for some firms?

Read more

BlackRock: an open letter to CEOs for 2021

By Larry Fink, CEO of BlackRock

Embark Adviser newsletter

For many years, BlackRock’s CEO Larry Fink writes an annual letter to other business leaders that is eagerly anticipated by investors and companies alike. Read his latest letter here.

Read more

The tail wagging the pension income dog

By Geoff Brooks, CEO, Alpha Beta Partners

Embark Adviser newsletter

The expected return of a typical investment strategy has a distribution which normally provides a positive return over time, but also carries a small but significant risk of suffering a big loss - known as a ‘left tail’ event.

Read more

Company with liquidity issues? An alternative solution

By James Cannon, Regional Sales Director, Embark Pensions

Embark Adviser newsletter

In September Small and medium-sized non-financial businesses drew down an extra £1.6 billion in loans (on net), meaning that the amount borrowed compared to last year had risen 22.8%, the strongest on record.

Read more